Equipment Financing

Our goal at Ubika Financeis to assess you to achieve your business and financial requirements, providing you with a prompt recommendation on the structured course with a competitive and flexible options, it enables us in assisting you to make the appropriate decision for your business capital needs.

Obtaining such as loan can enable a business to use these loans to purchase virtually any type of business equipment, but how much you can borrow depends on the type of equipment a business decides to purchase and whether the equipment is new or used.

Some business owners choose to lease equipment instead of getting an actual loan. There may be advantages to leasing, but with an equipment loan, you own the equipment after the loan is paid off. With a lease, you don’t own the equipment once the lease term is over.

As your business grows, so will the number of decisions a business would have to make regarding the finance a business motor vehicles, plant and equipment. A business decision can be to either to purchase goods from available cash flow, or finance them, may have both cash-flow and taxation implications for your business. What's best for your business will depend on your circumstances at the time.

• Cars, utilities and light commercial vehicles
• Trucks and buses
• Computing and office equipment
• Printing, medical and manufacturing equipment
• Industrial plant equipment
• Forklifts, cranes and earthmoving equipment